Understanding the Crossroads
Spring has sprung. It’s a magical season, synonymous with renewal and fresh beginnings. It’s the time of year when homeowners find themselves contemplating an important decision: Is it time to renovate or find a new home?
Coastal Credit Union understands this crossroads and offers tailored solutions to guide you, whether you’re inclined to “Improve It” or “Move It.”
Unlock Your Home’s Potential with Home Equity Solutions
If you’re leaning towards enhancing your existing space, tapping into your home’s equity can be a smart move. Coastal offers flexible Home Equity options designed to finance renovations, consolidate debt, or support major projects. Here’s how you benefit:
Flexible Funds: Access capital to transform your home into a dream space or tackle other financial goals.
Competitive Rates: Enjoy low interest rates, which means manageable monthly payments.
Seamless Process: Apply online or visit a branch. The Coastal team is ready to assist you every step of the way.
By accessing your home’s equity, you can invest in upgrades that not only enrich your living experience but potentially increase your property’s value.
Refinance and Reap Rewards
Another avenue is refinancing. Coastal offers options that could lead to substantial savings while providing the funds for home improvements:
Lower Monthly Payments: Refinancing at a lower rate can reduce your monthly mortgage payment, freeing up funds for other priorities.
Tailored Terms: Select the duration of the loan that aligns with your objectives and timelines.
Cash-Out Option: This allows you to withdraw a portion of your home’s equity in cash, which can be reinvested into your property or used for other needs.
Refinancing not only offers immediate financial relief but positions you for long-term benefits, especially when rates are favorable.
Embrace New Beginnings with Daymark Realty
If moving is the right choice, Coastal Credit Union’s wholly owned subsidiary, Daymark Realty, is here to help with both sides of the equation, the sale and the purchase.
Maximize Your Sale: Daymark’s expert guidance can help you sell your home at an optimal price point.
Strategic Marketing: Professional staging advice and high-quality photography ensure your property stands out in the market.
Hassle-Free Transactions: Daymark Realty manages all facets of the selling process, allowing you to focus on your next chapter.
Local Expertise: Collaborate with seasoned agents who possess an in-depth understanding of your local market, ensuring personalized service.
Choosing to move opens the door to new opportunities and experiences, especially with a trusted partner like Daymark Realty.
Making the Choice: Improve or Move?
Deciding between renovating your current home and purchasing a new one is a deeply personal choice and hinges on various factors.
Emotional Attachment: Consider the sentimental value and memories associated with your current home.
Financial Implications: Compare the costs of renovations versus purchasing a new property, including potential returns on investment.
Lifestyle Needs: Does your current home meet your evolving lifestyle requirements, or would a new location better serve your needs?
Market Conditions: Assess the real estate market to determine if it’s a favorable time to buy or sell.
With expert guidance and personalized solutions, Coastal Credit Union stands ready to support you, whichever path you choose.
Embark on Your Home Improvement Journey with Coastal
Spring is a time for rejuvenation and growth. Whether you’re inclined to enhance your current house or explore new horizons, Coastal Credit Union provides the resources to make your journey rewarding. Embrace the season’s spirit of renewal and let Coastal help you create the home and future you’ve always envisioned.
Learn more at COASTAL24.com/Improve-It-Or-Move-It.
All loans subject to approval. Equal Housing Lender. Federally insured by NCUA.
NMLS #619449
